Marlborough, Hudson and Northborough real estate and homes for sale in Massachusetts - Ernie Houde, REALTOR® Ernie Houde REALTOR(r) for Marlborough, Hudson and Northborough, Massachusetts real estate - NUMBER1EXPERT™ Ernie Houde NUMBER1EXPERT(tm) for Marlborough, Hudson and Northborough, Massachusetts real estate
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Ernie Houde, REALTORŪ, real estate agent and broker for Marlborough, Hudson and Northborough Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)


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Mortgage Prequalification: Marlborough, Hudson and Northborough Massachusetts home buying, real estate listings, and homes for sale in Essex  County, MA, Northboro and Marlboro real estate
Welcome > For Buyers > Mortgage Prequalification ...



Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Marlborough, Southboro and Northborough Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!

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Real Estate Tips for Marlboro, Southboro and Northboro Massachusetts home buying, real estate listings, and homes for sale in Essex  County, MA, Northboro and Marlboro real estate
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

See All Tips In The "About Appraisals" Category >
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Real Estate Trivia
Q 
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Ernie Houde, REALTOR®, real estate agent and broker for Marlborough, Hudson and Northborough Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Ernie Houde
* WEICHERT, REALTORS® - Ernie Houde Associates *
Independently Owned and Operated

Number 'ONE' in New England
127 Lakeside Avenue
Marlborough, MA 01752
Phone: 1-800-969-1922-ext.29
Phone 2: 508-483-5452
Fax: 508-460-6812
Email: ehoude@weichert.com

WEICHERT, REALTORS® - Ernie Houde Associates specializes in residential and commercial Real Estate in the MetroWest, Middlesex County and Worcester County. We make every effort to see that both buyers and sellers who come to us end up with sales or purchases that are fair and in their best interests. We will never inflate a home value to get a listing, then later beat down the price to finally sell the home. Honest business is good business. We believe that "The American Dream" is to own a home. We help people make that dream come true. Buying or selling, we are with you, not only till the closing, but for a lifetime.

MLSREALTOREqual Housing

WEICHERT REALTORSŪ - Ernie Houde Associates, Marlboro, Southboro and Northboro real estate and homes for sale in Essex County, MA, Northboro and Marlboro real estate

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